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  • Heritage Christian University - Current Students - Chapel
    Barrier Character in Ministry Matt Burleson What a Great Man Prays For Rodney Rice Ministry Selected Spring 2011 Chapel Messages Dr Jeremy Barrier Seeing God Dr Jeremy Barrier Hearing God Dr Jeremy Barrier Community with God Cory Collins The Strong Eagle Dr Justin Imel What is Your Life Dr Ted Burleson Mentors Jyothi Ragu Mission Report Bubby Rushing The Blessings of Our Speech Dr Ed Gallagher Genesis 3 Part One

    Original URL path: http://mail.students.hcu.edu/chapel (2014-06-13)
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  • Heritage Christian University - Giving - Our Supporters
    support the university each year During fiscal 2013 gifts were received from 1 369 individuals and 208 congregations Together we are preparing students for success in evangelism and ministry HCU also has an active President s Council The President s Council is a select group of volunteers who have committed themselves to support advance and encourage the mission of the university Council members serve through functioning as good will ambassadors

    Original URL path: http://mail.students.hcu.edu/giving/supporters (2014-06-13)
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  • Heritage Christian University - Financial Aid - Where to Start
    Package Once HCU receives your completed FAFSA and accepts you to the Undergraduate Program the Office of Financial Aid will send you a financial aid package and enter your aid offers on your Populi student account Your Award package will detail your funding offered and requests for any required additional documentation If you choose to reject any of the aid offered to you you must decline that aid on your Populi student account If you wish to adjust the amounts of your loans you must send notification to the Office of Financial Aid in writing or via e mail The Verification Process Thirty percent of all students who complete a FAFSA are randomly selected by the Department of Education to complete a process called verification which is used to validate the information completed on your FAFSA You will receive notification via your Student Aid Report SAR as well as on your financial aid package if you have been selected for this process Students who were not selected for this process do not need to submit the information below If you are selected for verification you must submit your IRS Tax Return Transcript and the verification worksheet For dependent students this includes both the parent and student IRS Tax Return Transcript Students and parents can request their transcripts directly from the IRS on http www irs gov or by calling 800 908 9946 For convenience you may ask that the form be sent directly to HCU attn Mechelle Thompson HCU P O Box HCU Florence AL 35630 Since this process could impact the amounts of aid awarded the Office of Financial Aid suggests submitting this information as soon as you decide to attend Heritage Christian University Additional Aid In addition to aid offered by HCU and the federal government many organizations offer excellent scholarships grants and other forms of financial assistance Students interested in researching free outside scholarship opportunities can do so at www fastweb com or www educationplanner org If at any time you receive additional aid federal regulations require you to notify the Office of Financial Aid If an over award funds received in excess of your calculated financial need results due to the additional funding the Office of Financial Aid must make appropriate changes to your financial aid package A revised award letter will be sent to you with the details of your new financial aid package Step 3 Paying Your Remaining Balance On your award letter the Office of Financial Aid will calculate the estimated amount needed to pay your bill If your award letter indicates that you have a remaining balance please plan to pay your balance in full on or before the first day of class HCU also offers a payment plan for interested students Please contact the Office of Financial Aid for more information Entrance Counseling Federal regulations require that before any Federal Direct Loans are disbursed to a student s account the student must complete an entrance counseling session This takes about 20

    Original URL path: http://mail.students.hcu.edu/financialaid/start (2014-06-13)
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  • Heritage Christian University - Financial Aid - Parent Information
    be very helpful in getting a pre FAFSA determination The Expected Family Contribution EFC is how much you will be expected to contribute to college costs and it helps determine how much financial need you have What is the Cost of Attendance The Cost of Attendance sometimes called Budget is the cornerstone of establishing your student s financial need for one year of enrollment as it sets a limit on the total financial aid that they may receive The cost of attendance COA doesn t just include tuition books supplies and fees It also takes into account basic living expenses since it is going to cost your student the same amount to live for the next year whether they are in college or not Federal regulations allow colleges to include those basic living expenses in the cost of attendance The costs are categorized as direct educational costs and indirect living costs Direct educational costs include tuition books fees and supplies Indirect living costs include basic living expenses such as rent mortgage food transportation and other personal expenses such as utilities auto payment insurance auto and health medical and dental expenses Federal State taxes loan fees etc If necessary budget adjustments are available for students who have child elder care expenses student loan fees actual or average loan origination a one time computer expense and internet service costs Click here to see the Cost of Attendance for Heritage Christian University Parent Direct PLUS Loan What are the eligibility requirements You must be the biological or adoptive parent or in some cases the stepparent of the student for whom you are borrowing Your child must be a dependent student who is enrolled at least half time at a school that participates in the Direct Loan Program Generally your child is considered dependent if he or she is under 24 years of age has no dependents and is not married a veteran a graduate or professional degree student or a ward of the court You cannot have an adverse credit history a credit check will be done In addition you and your child must be U S citizens or eligible non citizens must not be in default on any federal education loans or owe an overpayment on a federal education grant and must meet other general eligibility requirements for the Federal Student Aid programs How much can a parent borrow There are no set limits for Direct PLUS Loans but you may not borrow more than the cost of education minus any other financial aid received such as a Direct Subsidized or Unsubsidized Loan The Office of Financial Aid will help determine the actual amount you may borrow How to Apply for a Federal PLUS Loan The PLUS Loan application process for parents is listed below Parent borrowers must apply and qualify for the PLUS loan annually Step 1 Your student must complete the Free Application for Federal Student Aid FAFSA The FAFSA is the Department of Education s online application which is

    Original URL path: http://mail.students.hcu.edu/financialaid/parents (2014-06-13)
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  • Heritage Christian University - Financial Aid - Prospective Students
    for institutional aid except in the most extraordinary circumstances HCU considers all undergraduate students to be dependent unless the student meets the federal definition of independent For those students whose families cannot meet educational costs as determined by a standard set of criteria help is available in the form of government grants loans and work study Also through the generosity of our donors Heritage Christian University has scholarship and institutional funds available to help supplement federal assistance EFC Calculator The Expected Family Contribution EFC is how much families will be expected to contribute to college costs and it helps to determine how much financial need a student has An EFC Calculator can be very helpful in getting a pre FAFSA determination It helps to estimate how much the expected family contribution will be but families should be aware that financial aid estimates are only as good as the data on which they are based Award Packages Award packages are developed with the assumption that applicants wish to receive the maximum amount of gift aid grants and scholarships Financial need not met by gift aid awards may be met with work study or loan assistance depending on the student s requests and on other factors For many applicants full financial need cannot be met with federal student aid Students aid packages may require adjustments to avoid an over award defined by federal regulations as financial aid in excess of financial need Students who are awarded institutional or federal aid and who later receive additional aid not considered in the development of the initial aid package may receive an adjusted award letter reducing aid as required by law Over award adjustments may require students to return funds previously received as a refund Due to Heritage Christian University s commitment to releasing refunds

    Original URL path: http://mail.students.hcu.edu/financialaid/prospective (2014-06-13)
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  • Heritage Christian University - Financial Aid - Current Students
    Aid Contact the Associate Director of Financial Aid JavaScript must be enabled to view this email address for questions about financial aid or to inquire about the current status of your FAFSA and or awards Federal Direct Loan Master Promissory Note MPN Students click HERE to Complete the Master Promissory Note MPN with the US Department of Education The borrower taking out the loan must sign in using his her own FAFSA PIN o For Federal Direct Subsidized Unsubsidized and Graduate PLUS use the student PIN o For Federal Direct Parent PLUS use the parent PIN Find the Master Promissory Note section see left hand tab Click Complete MPN Click the applicable loan type Follow progress bar to complete and submit MPN Always use your full legal name and SSN as it appears on your social security card for the FAFSA PIN and any loan documents You must make corrections to these items before completing the MPN Who Must Complete a New MPN New HCU student loan borrowers HCU First time borrowers Information You Need 1 Borrower must have his her FAFSA PIN ready If needed see the instructions on how to obtain a new PIN or recover a lost or forgotten PIN at http www pin ed gov 2 Borrower s NAME SSN Date of Birth entered on the MPN and FAFSA must match the same data in the PIN 3 Be ready to provide two references name address and telephone number These should be people who have known the borrower for at least one year preferably relative who live at different addresses 4 Borrower s name date of birth and social security number SSN should be the same as it appears on the FAFSA and PIN 5 The MPN is the borrower s promise to repay all student

    Original URL path: http://mail.students.hcu.edu/financialaid/current (2014-06-13)
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  • Heritage Christian University - Financial Aid - International Students
    The student must be enrolled half time for summer classes unless they are returning home for the summer Half time enrollment is 6 credit hours 4 The student must have a sponsoring financial supporting U S church congregation and must be under the oversight of a local church leadership 5 The student is required to validate funds for additional fees and reasonable living expenses above the cost of tuition books and registration fees no less than 800 per month per semester for a single unmarried student and no less than 1450 per month per semester for a married student accompanied by his her family 6 The student s sponsoring financial supporting congregation must submit a letter of intent to provide financial support and a current bank statement to validate the amount of the support 7 The student must abide by the University s student rules and regulations as outlined in the student handbook including maintaining a 2 00 GPA each semester The Application Process When to apply Application filing periods are as follows Apply December for a Fall semester start date Apply May for a Spring semester start date Student must pay the non refundable 25 US application fee when submitting the application for enrollment English Language Requirements A proficiency in English is critical to achieving academic success at HCU To be considered for acceptance International students must demonstrate a mastery of the English language by passing the Test of English as a Foreign Language TOEFL exam Exception Students are not required to submit official TOEFL scores if their first language is English and if they are citizens of one of the following countries in which English is the official or national language The minimum accepted score for admission consideration for the TOEFL is 80 or better for the Internet based test and 550 or better for the paper based test We strongly recommend that applicants take the test as early as possible because test scores will be a factor in the admission process Academic Records and Credentials International applicants are required to report their complete academic history within the HCU application however they must not submit academic records to HCU International academic credentials are usually not comparable to U S standards and are sometimes in a different format and language Applicants must have international academic records translated if applicable and then evaluated by a professional academic credential evaluation company HCU recommends the use of World Education Services however applicants may choose one of their own If the applicant prefers WES log on to their website at www wes org to begin the process The World Education Service evaluation must confirm a U S equivalent high school diploma for the undergraduate program or a U S equivalent bachelor s degree for the Master s program Passports F 1 Visa and I 20 All International students must have a passport from their government a Visa from the United States and an official Form I 20 from HCU before they can enter

    Original URL path: http://mail.students.hcu.edu/financialaid/international (2014-06-13)
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  • Heritage Christian University - Financial Aid - Scholarships Available at HCU
    12 credit hours and fulfills all campaign requirements for the current semester Distance Learning Scholarship New students who are true distance learners live at least 150 miles from the HCU campus and who enroll for at least 6 credit hours during their first semester are awarded a scholarship of 500 00 In each subsequent semester the scholarship will be awarded provided the student maintains a term GPA of 3 00 or above enrolls for at least 6 credit hours and maintains distance learning status as indicated above Spouse of full time Preacher or full time Degree Seeking Student Scholarship Spouses of full time preachers or full time degree seeking students are awarded a one half tuition scholarship The scholarship may continue for one year after his or her spouse graduates Excludes all other scholarships on this form Dependent children of full time Preacher Christian School Administrator or Faculty member Scholarship Dependent children of a full time preacher Christian school administrator or faculty member are awarded a one half tuition scholarship for four consecutive years of enrollment Excludes all other scholarships on this form Full Time Youth Minister Scholarship Must provide letter from congregational leaders A full time youth minister compensated staff member position is awarded a one half tuition scholarship Student must maintain a term GPA of 2 75 or above to maintain eligibility each semester Student may receive this award for up to four consecutive years of enrollment Excludes all other scholarships on this form Lads to Leaders Leaderettes Scholarship No more than two years from high school graduation Active participants in the Lads to Leaders Leaderettes program are awarded scholarships based on a résumé of participation and accomplishments submitted to the HCU Scholarship Committee Student must maintain a term GPA of 3 00 or above to maintain eligibility

    Original URL path: http://mail.students.hcu.edu/financialaid/scholarships (2014-06-13)
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