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  • J71: Labor Discrimination | Becker-Friedman Institute Research Respository
    http Please contact site admin for help if this error continues User login CNetID or Username Password Request new password Log in J71 Labor Discrimination Race Ethnicity and High Cost Mortgage Lending Patrick Bayer Duke University Francisco Ferreira Stephen L Ross University of Connecticut Read more about Race Ethnicity and High Cost Mortgage Lending The Vulnerability of Minority Homeowners in the Housing Boom and Bust Patrick Bayer Duke University Fernando

    Original URL path: http://econresearch.uchicago.edu/jel-classifications/j71-labor-discrimination (2015-06-03)
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  • R21: Urban, Rural, Regional, Real Estate, and Transportation Economics: Housing Demand | Becker-Friedman Institute Research Respository
    User login CNetID or Username Password Request new password Log in R21 Urban Rural Regional Real Estate and Transportation Economics Housing Demand Race Ethnicity and High Cost Mortgage Lending Patrick Bayer Duke University Francisco Ferreira Stephen L Ross University of Connecticut Read more about Race Ethnicity and High Cost Mortgage Lending The Housing and Educational Consequences of the School Choice Provisions of NCLB Evidence from Charlotte NC Stephen Billings University

    Original URL path: http://econresearch.uchicago.edu/jel-classifications/r21-urban-rural-regional-real-estate-and-transportation-economics-housing-demand (2015-06-03)
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  • mortgage | Becker-Friedman Institute Research Respository
    to view this page again after changing the URL in your browser s location bar to begin with https instead of http Please contact site admin for help if this error continues User login CNetID or Username Password Request new password Log in mortgage Race Ethnicity and High Cost Mortgage Lending Patrick Bayer Duke University Francisco Ferreira Stephen L Ross University of Connecticut Read more about Race Ethnicity and High

    Original URL path: http://econresearch.uchicago.edu/research-keywords/mortgage (2015-06-03)
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  • cost of credit | Becker-Friedman Institute Research Respository
    Research Respository only supports account logins using a secure protocol such as HTTPS You can switch to HTTPS by trying to view this page again after changing the URL in your browser s location bar to begin with https instead of http Please contact site admin for help if this error continues User login CNetID or Username Password Request new password Log in cost of credit Race Ethnicity and High

    Original URL path: http://econresearch.uchicago.edu/research-keywords/cost-credit (2015-06-03)
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  • ethnicity | Becker-Friedman Institute Research Respository
    Institute Research Respository only supports account logins using a secure protocol such as HTTPS You can switch to HTTPS by trying to view this page again after changing the URL in your browser s location bar to begin with https instead of http Please contact site admin for help if this error continues User login CNetID or Username Password Request new password Log in ethnicity Race Ethnicity and High Cost

    Original URL path: http://econresearch.uchicago.edu/research-keywords/ethnicity (2015-06-03)
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  • subprime | Becker-Friedman Institute Research Respository
    Institute Research Respository only supports account logins using a secure protocol such as HTTPS You can switch to HTTPS by trying to view this page again after changing the URL in your browser s location bar to begin with https instead of http Please contact site admin for help if this error continues User login CNetID or Username Password Request new password Log in subprime Race Ethnicity and High Cost

    Original URL path: http://econresearch.uchicago.edu/research-keywords/subprime (2015-06-03)
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  • credit score | Becker-Friedman Institute Research Respository
    Institute Research Respository only supports account logins using a secure protocol such as HTTPS You can switch to HTTPS by trying to view this page again after changing the URL in your browser s location bar to begin with https instead of http Please contact site admin for help if this error continues User login CNetID or Username Password Request new password Log in credit score Race Ethnicity and High

    Original URL path: http://econresearch.uchicago.edu/research-keywords/credit-score (2015-06-03)
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  • Race, Ethnicity and High Cost Mortgage Lending | Becker-Friedman Institute Research Respository
    and High Cost Mortgage Lending This paper examines how high cost mortgage lending varies by race and ethnicity It uses a unique panel data that matches a representative sample of mortgages in seven large metropolitan markets between 2004 and 2008 to public records of housing transactions and proprietary credit reporting data The results reveal a significantly higher incidence of high costs loans for African American and Hispanic borrowers even after controlling for key mortgage risk factors they have a 7 7 and 6 2 percentage point higher likelihood of a high cost loan respectively in the home purchase market relative to an overall incidence of 14 8 percent among all home purchase mortgages Significant racial and ethnic differences are widespread throughout the market they are present i in each metro area ii across high and low risk borrowers and iii regardless of the age of the borrower These differences are reduced by 60 percent with the inclusion of lender fixed effects implying that a significant portion of the estimated market wide racial differences can be attributed to differential access to or sorting across mortgage lenders Authors Patrick Bayer Duke University Francisco Ferreira Stephen L Ross University of Connecticut Publication Date

    Original URL path: http://econresearch.uchicago.edu/content/race-ethnicity-and-high-cost-mortgage-lending?destination=node/3855 (2015-06-03)
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