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  • Federal Student Aid Links
    Information Live Chat Federal Student Aid Eligibility Types Applying Awarding Federal Student Aid Links Policies Net Price Calculator Payment Options Scholarships Student Fees Tuition Refund Policy Online Tuition Financing Federal Student Aid Federal Student Aid Links Federal Student Aid Links Free Application for Federal Student Aid FAFSA Online FAFSA Tutorial Federal Direct Loans College Scholarships FastWeb Perkins Loan Copyright 2015 Waldorf College Forest City Iowa 50436 800 292 1903 Residential

    Original URL path: http://www.waldorf.edu/online/tuition-financing/federal-student-aid/federal-student-aid-links (2016-02-13)
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  • Policies
    in the last 21 days of the term the student will not be withdrawn and no action will be taken The grade calculation will automatically occur as follows Any non submitted assignments will be given a grade of 0 and the final grade calculated When determining Last Day of Attendance for financial aid purposes the course mid point or last assignment date whichever is later will be used Satisfactory Academic Progress Policy SAP Federal regulations require Waldorf College to establish and apply reasonable standards of Satisfactory Academic Progress SAP for eligible students to receive financial assistance under the programs authorized by Title IV of the Higher Education Act Waldorf students who wish to be considered for financial aid must Be in good standing at the College and Maintain satisfactory academic progress in their program of study as set forth in this policy SAP is a Federal Student Aid eligibility requirement and is administered by the College in addition to the academic standards of performance required under the Waldorf Satisfactory Academic Progress SAP policy The SAP policy is reviewed annually by the Waldorf Registrar Students are evaluated at the end of every term for SAP All students are evaluated on three standards grade point average qualitative measure semester hours completion ratio quantitative measure and maximum timeframe To maintain eligibility under SAP students must meet all three standards Standard 1 Grade Point Average Qualitative Measure Students must maintain a minimum qualitative measure of progress defined as the Cumulative Grade Point Average CGPA Students must maintain a 2 0 Cumulative GPA Standard 2 Semester Hour Completion Ratio Quantitative Measure Students either full time or part time must achieve a passing rate of at least 67 percent of all hours attempted to demonstrate proper pace Hours attempted include completed courses repeated courses withdrawals and incompletes Transfer credit if applicable is also calculated in the completion ratio Standard 3 Maximum Timeframe Students must complete their degree program within 150 percent of the semester hour requirements for the degree Students must complete an associate s degree within 90 semester hours and a bachelor s degree within 180 semester hours Students who are unable to complete their degree program within the timeframe limitation will no longer be eligible to use Federal Student Aid to cover any costs associated with completing their degree program Transfer credit if applicable is also calculated in the maximum timeframe calculation SAP Notification Students are notified of the SAP policy in the Waldorf catalog website and during the initial financial aid application process All periods of enrollment at Waldorf are calculated in SAP including periods of enrollment during which a student did not receive financial aid Cumulative GPAs are calculated using grades earned at Waldorf Transfer Credits Transfer credits accepted toward the student s degree program will be included when calculating the SAP Maximum Timeframe and quantitative progress This includes credit for English as a Second Language ESL and remedial courses if accepted toward the degree program Repeated Courses Students receiving Title IV Aid may repeat a course as allowed under the Waldorf Satisfactory Academic Progress policy Repeated courses will count toward the quantitative and maximum timeframe SAP standards Incomplete Grades Students receiving Title IV Aid may receive incomplete grades as allowed under the Waldorf Satisfactory Academic Progress policy Incomplete grades will count toward the quantitative and maximum timeframe standards of SAP Students who do not complete course requirements after an incomplete grade is assigned will receive a course grade based on the assignments completed with zeros being assigned for non completed assignments Second Bachelor s Degree Students must complete their degree program within 150 percent of the semester hour requirements for the degree Students must complete an associate s degree within 90 semester hours and a bachelor s degree within 180 semester hours Transfer credit if applicable is also calculated in the maximum timeframe calculation Students pursuing a second bachelor s degree are not eligible to receive Federal SEOG or Pell Grants SAP Evaluation Students are evaluated at the end of every term for SAP Students who have not met the conditions for satisfactory academic progress will be placed on academic warning for the following term and will be expected to work with their academic advisor to discuss enrollment options Students on SAP Warning status will continue to be eligible to receive federal aid for this additional term Students on SAP Warning status who fail to meet SAP standards at the end of the term will be dismissed from the college Appeal Guidelines Students on Failing SAP status may appeal to the Admissions and Academic Progress Committee if they have extenuating circumstances during the period of academic substandard performance and are able to provide supporting documentation The student may appeal the dismissal to the Admissions and Academic Progress Committee Appeals may be filed by faxing the appeal to the attention of the Vice President of Academic Affairs at 641 585 8194 The appeal must include the reason s why the student failed to meet satisfactory academic progress and what will change to allow the student to meet the standards at the next evaluation The committee will make every effort to consider each appeal carefully and provide a decision within seven to 10 business days The committee will make one of the following decisions regarding the student s appeal The appeal will be denied the student will be dismissed academically and no longer be eligible for financial aid The appeal will be granted and the student placed on Academic Probation for one term the student should be able to meet satisfactory academic progress by the end of the probationary term If the student does not meet satisfactory academic progress at the end of the probationary term the student will be dismissed The appeal will be granted and the student will be placed on an Academic Plan because satisfactory academic progress cannot be met within one term The Academic Plan monitored on an individual basis will ensure that the student will be able to meet satisfactory academic progress by a specific point in time will have set conditions and can be evaluated at whatever periods as determined by the plan or at a minimum at the end of every term The student will be dismissed when he she fails to meet the conditions of the Academic Plan Students on academic probation or academic plan may be required to retake courses in which D or F grades were received take a reduced credit load and or become involved in special programs They are also required to submit periodic academic progress reports If it becomes apparent that a student is not profiting from the course as evidenced by poor attendance or poor performance the Vice President of Academic Affairs may dismiss a student without any warning period at any point during the term Reinstatement Students who do not submit any coursework within a twelve month period will be considered inactive and any tuition being held by the college will be forfeited Students desiring to return to their studies must be reevaluated and will be subject to any changed academic requirements tuition increases and policy changes in force at the time of reenrollment Verification Process and Procedures Waldorf must check the accuracy of all applications the Central Processing System CPS selects for verification up to 30 percent of our total number of federal aid applicants The CPS will select applicants for verification due to edit checks which identify inconsistencies or potential errors as well as randomly select applicants for verification Waldorf College must also verify any application information that it has reason to believe is incorrect or discrepant If the CPS selects an application for verification it is required that Waldorf verifies five major data elements Household size Number enrolled in college Adjusted gross income AGI U S income tax paid Certain untaxed income and benefits Social Security Benefits Child Support Received IRA Keogh deductions Foreign income exclusion Earned income credit Interest on tax free bonds Welfare benefits including TANF Students selected for verification are sent a letter including instructions regarding the documents that should be submitted to Waldorf within ten days The file is held on a pending status and no award will be made until the requested documentation has been received and reviewed Exceptions are granted for students that are only eligible for unsubsidized Stafford loans and PLUS loans as these applications do not have to be verified The data reported on the verification worksheet federal tax returns and other supporting documentation provided is checked against the appropriate data elements on the Institutional Student Information Record ISIR Generally speaking when the new information conflicts with the original information presented on the FAFSA corrections updates and adjustments may need to be made and a new expected family contribution EFC calculated The new EFC can be calculated by the school and only needs to be submitted to CPS for students eligible for Federal Pell Grants Undergraduate Grade Level Determination Any student pursuing an undergraduate degree must be classified by grade level as well as meet grade level progression in order to comply with the requirements of FSA and the Federal Family Education Loan FFEL Graduate students do not have grade level requirements Please refer to the table below to determine the grade level or the progression rate of an undergraduate student Number of Credits Completed Grade Level 0 24 Credits Freshman 25 45 Credits Sophmore 49 72 Credits Junior 73 or More Credits Senior Grade level progression occurs after 24 semester hours are successfully completed This is based off of the federal requirement that an academic year must meet minimum requirements At Waldorf this means a minimum of 24 semester hours and a minimum of 32 weeks of instruction Any new student entering Waldorf who wishes to use FSA must first be fully accepted into an approved program The results of the evaluation will determine what credit will transfer into Waldorf which will also determine the student s current grade level While attending Waldorf the student will need to submit a course transfer request form if subsequent coursework is completed outside of Waldorf Then the student s grade level would be recalculated using the additional transfer credit to ensure that the student s account and grade level will be accurate Regarding loan limits associated with a student s grade level a student will only progress to a higher grade level once he she begins a new academic year Loan Entrance Exit Counseling Required The U S Department of Education requires that any student receiving a FFEL complete loan entrance and exit counseling Loan entrance counseling provides information to students concerning how to manage student loans both during and after college Exit Counseling is generally required once a student drops below half time enrollment status withdraws or graduates The student must notify the Waldorf Office of Financial Aid prior to withdrawal or graduation for loan counseling The purpose of loan exit counseling is to inform the student of their tentative total loans received while in attendance at Waldorf and to provide the student with an estimated payment schedule Borrower Rights Responsibilities When a student takes on a student loan he she has certain rights and responsibilities The borrower has the right to receive the following information before the first loan disbursement The full amount of the loan The interest rate When the student must start repaying the loan The effect borrowing will have on the student s eligibility for other types of financial aid A complete list of any charges the student must pay loan fees and information on how those charges are collected The yearly and total amounts the student can borrow The maximum repayment periods and the minimum repayment amount An explanation of default and its consequences An explanation of available options for consolidating or refinancing the student loan A statement that the student can prepay the loan at any time without penalty The borrower has the right to receive the following information before leaving school The amount of the student s total debt principal and estimated interest what the student s interest late is and the total interest charges on the loan s A loan repayment schedule that lets the student know when his her first payment is due the number and frequency of payments and the amount of each payment If the student has FFEL Program Loans the name of the lender or agency that holds the student s loan s where to send the student s payments and where to write or call if the student has questions The fees the student should expect during the repayment period such as late charges and collection or litigation costs if delinquent or in default An explanation of available options for consolidating or refinancing the student s loan A statement that the student can repay his her loan without penalty at any time The borrower has a responsibility to do the following Understand that by signing the promissory note the student is agreeing to repay the loan according to the terms of the note Make payments on the student loan even if the student does not receive a bill or repayment notice If the student applies for a deferment or forbearance he she must still continue to make payments until notification that the request has been granted Notify the appropriate representative institution agency or lender that manages the student s loan when the student graduates withdraws from school or drops below half time status changes his her name address or Social Security Number or transfers to another institution Receive entrance counseling before being given the first loan disbursement and to receive exit counseling before leaving school FSA Disbursements When a student applies for financial aid the package awarded is based on an academic year The academic year consist of 4 terms 32 weeks FSA awarded for the academic year will be divided into four payment periods that will cover each term Pell Grant disbursements will not post to a student s account until after day 14 of the term Excess Pell funds will be refunded to the student no sooner than 21 days after the term starts After the first week of the term has ended Waldorf will verify that first week of assignments have been completed in all courses enrolled for that term It is very important that a student completes the first week of instructional requirements otherwise it will result in the student being institutionally dropped from the course s Any Pell eligible student institutionally dropped from a course s will have an adjustment to their award Federal loans for students will also not be disbursed to Waldorf until attendance has been confirmed Excess loan funds will be refunded to the student or lender if designated by the student within 14 days of receipt by Waldorf or no sooner than 21 days after the term starts Once federal funds have been disbursed students will receive a disbursement notice via email from the Waldorf College Office of Financial Aid Loss of Financial Aid Eligibility Federal regulations require Waldorf to establish and apply reasonable standards of Satisfactory Academic Progress SAP for eligible students to receive financial assistance under the programs authorized by Title IV of the Higher Education Act Waldorf students who wish to be considered for financial aid must be in good standing at the college and maintain satisfactory academic progress in their program of study as set forth in this policy SAP is a FSA eligibility requirement and is administered by the university in addition to the academic standards of performance required under the Waldorf Academic Progress Policy The SAP policy is reviewed annually by the Waldorf Financial Aid Committee For more information please visit the Term Enrollment System Policies page Suspension of Federal Student Aid By statute students on Financial Aid Probation who do not meet SAP requirements after the probationary period are ineligible for Title IV Federal Student Aid programs Students who do not maintain SAP or fail to meet the conditions of their Financial Aid Probation will be notified by Waldorf and suspended from receiving Title IV Federal student aid Students may appeal suspensions by completing the SAP Appeal Petition Requests for reinstatement of eligibility must be made to the Waldorf Office of Financial Aid no later than one month prior to the term in which the student desires to enroll Reinstatement following suspension is not automatic Undue Hardship Students may appeal their suspension under SAP if they were unable to maintain SAP as a direct result of hardship or special circumstances as provided by federal regulations Personal situations such as the death of a student s relative an injury or illness of the student or other special circumstance may prevent a student from achieving satisfactory academic progress As a result a student may appeal his or her suspension of Federal Student Aid by completing the SAP Appeal Petition and submitting the Petition to the Financial Aid Office If the Appeal is approved a student will have a probationary period of 12 semester hours attempted hours during which he or she will receive financial aid and reestablish eligibility under SAP The Financial Aid Director will submit completed SAP Appeal Petitions to the Financial Aid Appeal Board for review The Appeal Board will make the final determination on all Appeal Petitions and forward all decisions to the Financial Aid Director for action The Financial Aid Director will notify students of their appeal results Financial Aid Appeal Procedure Students may appeal their suspension of financial aid if the student were unable to meet SAP requirements as a direct result of undue hardship or special circumstances as stated in the federal regulations Situations such as the death of a student s relative personal injury or illness sustained by the student or other unusual circumstances may prevent a student from achieving SAP As a result students have the right to appeal their financial aid suspension by completing the SAP Appeal Form The appeal will be

    Original URL path: http://www.waldorf.edu/online/tuition-financing/federal-student-aid/policies (2016-02-13)
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  • Hero Behind the Hero
    personnel The scholarship will cover up to 16 500 in one online degree program The scholarship will be applied directly to the recipient s tuition for up to three years or until the completion of the selected online degree program whichever comes first This scholarship covers tuition only Textbooks will be covered by Waldorf College s Loan a Book program All student fees are the responsibility of the student When Two scholarships one for the military spouse or child and one for the public safety personnel spouse or child will be presented on the award date listed Scholarship Application Period Scholarship Award Month January 1 February 28 March April 1 May 31 June July 1 August 31 September October 1 November 30 December Eligibility for Online Students Eligible candidates must have a high school transcript or equivalent GED Scholarship applicants must be available to begin their coursework within 90 days of the date of the award Capable of maintaining a 2 0 undergraduate GPA or 3 0 graduate GPA Remain in good standing with Waldorf College throughout his or her degree program and maintain continuous enrollment in their degree program Current Waldorf College students must already meet these requirements to

    Original URL path: http://www.waldorf.edu/online/tuition-financing/scholarships/hero-behind-the-hero (2016-02-13)
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  • John Thompson NSA Scholarship
    NSA Scholarship Waldorf College is partnering with the National Sheriff s Association to offer a scholarship up to 16 500 to one of their members once a year in honor of John Thompson NSA Deputy Executive Director Just as Waldorf College works tirelessly to provide educational opportunities to criminal justice professionals John Thompson extends that mission by working to provide the police training general law enforcement information resources that sheriff s need to best serve their officers and their communities The scholarship will be applied directly to the recipient s tuition for up to three years or until the completion of the selected online degree program whichever comes first Eligibility Must be nominated by a National Sherriff s Association member members may nominate themselves High school transcript or equivalent GED Maintain a 2 0 undergraduate GPA or 3 0 graduate GPA Maintain continuous enrollment in his or her degree program Current Waldorf students must already meet these requirements to be considered Application Details The scholarship will open on February 22 2016 and will close on June 1 Applicants will be required to submit verification of their membership as well as short essay questions The Waldorf College scholarship committee will select

    Original URL path: http://www.waldorf.edu/online/tuition-financing/scholarships/john-thompson-nsa-scholarship (2016-02-13)
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  • Learning Partner Scholarship
    up to three years or until the completion of the selected online degree program whichever comes first This scholarship covers tuition only Textbooks will be covered by Waldorf College s Loan a Book program All student fees are the responsibility of the student When The Learning Partner Scholarship program will award one scholarship every two months to the employees or members of companies associations and organizations that are learning partners of Waldorf College The scholarship will cover tuition for up to three years for one specific level degree program associate bachelor s or master s Scholarship Application Period Scholarship Award Month November 1 December 31 January January 1 February 28 March March 1 April 30 May May 1 June 30 July July 1 August 31 September September 1 October 31 November Eligibility Applicants must be an employee member of a Waldorf Learning Partner have a high school transcript or equivalent GED be available to begin coursework within 90 days of the date of the award capable of maintaining a 2 0 undergraduate GPA or 3 0 graduate GPA and able to maintain continuous enrollment in his or her degree program Current Waldorf students must already meet these requirements to be

    Original URL path: http://www.waldorf.edu/online/tuition-financing/scholarships/learning-partner-scholarship (2016-02-13)
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  • Past Recipients
    Scholarship Learning Partner Scholarship Past Recipients Student Fees Tuition Refund Policy Online Tuition Financing Scholarships Past Recipients Scholarships Past Recipients Waldorf College believes in helping those with a desire to learn reach their educational goals We offer various scholarships to motivate and assist those struggling to gain a degree and advance in their careers The following is a list of recipients who have benefited from a scholarship from Waldorf 2016

    Original URL path: http://www.waldorf.edu/online/tuition-financing/scholarships/recipients (2016-02-13)
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  • Scholarships - Past Recipients - 2009
    SW AW Ingrid J Cortez Fleet Forces Sailor of the Year A native of Ecuador Cortez enlisted in the U S Navy in September 1995 As of 2009 Cortez served aboard USS Bataan LHD 5 Cryptologic Technician Technical 1 st Class SW Cassandra Foote Chief of Naval Operations Sailor of the Year Foote enlisted in the U S Navy in February 2001 As of 2009 Foote served as an LPO at the Center for Information Dominance Det Corry Station Operations Specialist 1 st Class SW Samira McBride Pacific Fleet Sea Sailor of the Year A native of Chad Africa McBride enlisted in the U S Navy in September 1999 McBride said the manner in which the Navy has prepared her for the leadership role she will now hold has changed her perspective on personal interaction The Navy has humbled me she said I ve become less focused on myself and more understanding and respectful of individuals who have come before me I ve definitely matured and the Navy has a lot to do with that growth Hospital Corpsman 1 st Class SCW Shalanda L Brewer Navy Reserve Sailor of the Year Brewer enlisted in the U S Navy in 1999

    Original URL path: http://www.waldorf.edu/online/tuition-financing/scholarships/recipients/2009 (2016-02-13)
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  • Scholarships - Past Recipients - 2010
    of the Year Scholarship Petty Officer Amy Davis Fleet Forces Sea Sailor of the Year A native of Lowell MA Davis enlisted in the U S Navy in June of 1994 Davis decorations include a Navy Commendation Medal Navy Achievement Medal 4 awards Good Conduct Medal 4 awards numerous unit actions campaign medals and service ribbons Petty Officer Leonardo Calderon Chief of Naval Operations Shore Sailor of the Year A native of Mexico Calderon enlisted in the U S Navy in March of 2000 As of 2007 Calderon was one of five instructors selected Naval Construction Force wide to instruct from the University of La Verne Gunnery Sergeant Andrew Jenkins Pacific Fleet Sailor of the Year Jenkins enlisted in the U S Navy in 2004 Petty Officer Jenkins selected orders in February 2009 and reported to Field Medical Training Battalion in Camp Pendleton CA in March 2009 where he was selected as Company Gunnery Sergeant Petty Officer James L Henson Navy Reserve Sailor of the Year A native of Tampa FL Henson enlisted in the U S Navy in December 1995 Henson graduated from Aviation Maintenance Administrationman A School in Meridian MS in May 1996 as number one in his

    Original URL path: http://www.waldorf.edu/online/tuition-financing/scholarships/recipients/2010 (2016-02-13)
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