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  • Affordable Care Act Essential Health Benefits | Wheaton
    Center Opus The Art of Work WETN The Wheaton Center for Early Christian Studies Wheaton Center for Faith Politics and Economics Wheaton College Trust Company N A Home Student Life Student Care Student Health Insurance ACA Essential Health Benefits Affordable Care Act Essential Health Benefits A set of health care service categories that must be covered by certain plans starting in 2014 Menu Looking for Health Insurance Origin of Health Insurance Types of Insurance Library of Resources Recommended Coverage Guidelines FAQs ACA Essential Health Benefits Past Announcements Glossary of Insurance Terms Student Health Insurance 2014 15 The Affordable Care Act ensures health plans offered in the individual and small group markets both inside and outside of the Health Insurance Marketplace offer a comprehensive package of items and services known as essential health benefits Essential health benefits must include items and services within at least the following 10 categories ambulatory patient services emergency services hospitalization maternity and newborn care mental health and substance use disorder services including behavioral health treatment prescription drugs rehabilitative and habilitative services and devices laboratory services preventive and wellness services and chronic disease management and pediatric services including oral and vision care Insurance policies must cover these benefits in order to be certified and offered in the Health Insurance Marketplace States expanding their Medicaid programs must provide these benefits to people newly eligible for Medicaid Excerpt taken from www healthcare gov For more details about Essential Health Benefits you may visit GetCoveredIllinois Share This Page Feedback Media Center Giving to Wheaton Back to Top About Wheaton Value of a Wheaton Education Wheaton People Mission Statement of Faith and Educational Purpose Community Covenant College Profile Christ Centered Diversity Leadership Technology at Wheaton History Wheaton Worldwide Campus Map and Information Admissions Aid Undergraduate Admissions Graduate Admissions International Students Visit

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Insurance/Affordable-Care-Act-Essential-Health-Benefits (2016-02-17)
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  • Past Announcements | Wheaton
    have by e mailing health insurance wheaton edu or by calling 630 752 7429 Through conversations with concerned students faculty and staff we know that many would appreciate more information about why the College is no longer offering a SHIP and about the timing of this decision While the focus of the information session will be on helping students secure health insurance what follows will provide additional background Although the decision to drop Wheaton s SHIP for the 2015 2016 school year was finalized after the Seventh Circuit Court of Appeals ruling in July due to circumstances beyond our control the College was already reviewing its future student healthcare coverage The federal government does not require colleges and universities to provide health insurance to students Colleges take a variety of approaches ranging from not requiring or offering insurance to requiring that all students be covered under a specific plan Before 2010 Wheaton College offered an accident and illness plan which largely covered emergency health care In 2010 Wheaton College started offering the SHIP as a service with more robust coverage Over the last few years the College has required that all students be covered by a parental independent or College sponsored insurance plan Students who did not waive out by providing proof of coverage were automatically enrolled in the College s SHIP We found that many students and parents objected to the cost of this requirement viewing it as a burden rather than a benefit Recently the Affordable Care Act ACA mandate has changed the landscape of health insurance across the US The new federal requirements have caused the SHIP s premium amounts to increase We also found that student spouses and dependents utilized the SHIP at a higher rate than student premium dollars supported thus driving up the costs for the full student population considerably In an attempt to stabilize these costs early this spring the College s Student Health Insurance Review Committee decided to no longer cover spouses and dependents of students starting in the fall of 2015 Campus announcements were sent out at that time letting students know of this change and directing them to resources for finding coverage Based on feedback from international students the committee also determined that international students would have the option to participate in other forms of health insurance rather than be required to enroll in the College s SHIP In the spring we were told that there would not be any substantial changes to our plan However in June Wheaton s SHIP broker informed the College that in April they had been notified by the Department of Health and Human Services HHS that they would be required to provide all enrollees with free access to all FDA approved contraceptives including the abortifacient products and services we object to As we have shared previously the College s concern is with its own actions in facilitating the provision of morally objectionable products on its own plans and with its right to constitutionally protected

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Insurance/Past-Announcements (2016-02-17)
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  • Glossary of Insurance Terms | Wheaton
    percent for example 20 of the allowed amount for the service You pay co insurance plus any deductibles you owe For example if the health insurance or plan s allowed amount for an office visit is 100 and you ve met your deductible your co insurance payment of 20 would be 20 The health insurance or plan pays the rest of the allowed amount A Copayment or copay is an amount you may be required to pay as your share of the cost for a medical service or supply like a doctor s visit hospital outpatient visit or prescription drug A copayment is usually a set amount rather than a percentage For example you might pay 10 or 20 for a doctor s visit lab work or prescription Copayments are usually between 0 and 50 depending on your insurance plan and the type of visit or service A Premium is the amount that must be paid for your health insurance or plan You and or your employer usually pay it monthly quarterly or yearly It is not included in your deductible your copayment or your co insurance If you don t pay your premium you could lose your coverage Out of pocket maximum is the most you pay during a policy period usually one year before your health insurance or plan starts to pay 100 for covered essential health benefits This limit includes deductibles co insurance copayments or similar charges and any other expenditure required of an individual for a qualified medical expense This limit does not have to include premiums or spending for non essential health benefits The maximum out of pocket cost limit for any individual Marketplace plan for 2014 can be no more than 6 350 for an individual plan and 12 700 for a family plan Explanation of Benefits or EOB is a summary of health care charges that your health plan sends you after you see a provider or get a service It is not a bill It is a record of the health care you or individuals covered on your policy got and how much your provider is charging your health plan If you have to pay more for your care your provider will send you a separate bill Excerpt taken from brochure titled FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You Pg 9 11 Excerpt taken from brochure titled FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You Pg 9 11 Some examples Example 1 Deductibles Coinsurance and Out of pocket maximum Your health plan has a 6 000 deductible 20 coinsurance Out of pocket maximum of 5 000 This means You must pay 6 000 toward your medical costs before your plan begins to cover costs After you pay the 6 000 deductible your plan covers 80 of the costs and you pay the other 20 When the next plan year begins your deductible and coinsurance reset You are once again responsible for

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Insurance/Glossary-of-Insurance-Terms (2016-02-17)
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  • Student Health Insurance 2014-15 | Wheaton
    Study of American Evangelicals Marion E Wade Center Opus The Art of Work WETN The Wheaton Center for Early Christian Studies Wheaton Center for Faith Politics and Economics Wheaton College Trust Company N A Home Student Life Student Care Student Health Insurance Student Health Insurance 2014 15 Student Health Insurance 2014 15 Menu Looking for Health Insurance Origin of Health Insurance Types of Insurance Library of Resources Recommended Coverage Guidelines FAQs ACA Essential Health Benefits Past Announcements Glossary of Insurance Terms Student Health Insurance 2014 15 If you are enrolled in the student health insurance plan for the 2014 15 academic year your insurance will be still active through July 31 st 2015 You can view the schedule of benefits for this plan If you are searching for a physician that is within the network please utilize the PHCS com navigator If you have claims that need to be filed or reviewed please contact HealthSmart at 877 379 9017 or by email akronclaims healthsmart com As you transition to another insurance provider you will be asked to provide a letter of credible coverage You must access your account and print out the letter If you have questions regarding your coverage please contact Gallagher Student Health at 855 275 3700 or email at wheatonilstudent gallagherstudent com Other helpful resources and links on topics such as insurance terms or claim payment provisions can be found on the Gallagher Student Health website Share This Page Feedback Media Center Giving to Wheaton Back to Top About Wheaton Value of a Wheaton Education Wheaton People Mission Statement of Faith and Educational Purpose Community Covenant College Profile Christ Centered Diversity Leadership Technology at Wheaton History Wheaton Worldwide Campus Map and Information Admissions Aid Undergraduate Admissions Graduate Admissions International Students Visit Wheaton Financial Aid Academics The Liberal

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Insurance/Student-Health-Insurance-2014-15 (2016-02-17)
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  • Referring Healthcare Provider | Wheaton
    Referring Healthcare Provider Referring Healthcare Provider Menu Referring Healthcare Provider Allergy Immunotherapy Students Services and FAQ s Resources for Alumni Faculty and Staff International Travel Clinic Forms and Policies Health Wellness Information Dear Referring Medical Provider We are glad that you have chosen Wheaton College Student Health Services SHS as a medical practice to refer your patient student SHS has a variety of quality services and staff to assist the student in completing vital healthcare tasks for their health and wellness Before SHS can assist you and the student we ask compliancy with the following requirements Completion of a service such as therapeutic injections or laboratory testing The order must contain the student s full name and date of birth full name of medication or laboratory test s diagnosis code ICD 9 code preferred full prescriber s name address of practice including the fax number License number and federal DEA number Injectable medication administration must include the name of the medication concentration dosing to be administered route frequency and any specifics in administration SHS will require that you provide the student with all of the equipment supplies for administration Laboratory testing any special instruction fasting discontinuation of a medication etc must be included in the instructions It is preferred that the exact test number and description of the laboratory test be written on the order SHS will fax all results to your office If the results are abnormal we require a confirmation of the fax within 24 hours SHS does not contact the student with the results of the test Coordination of care for allergy immunotherapy Please read the following letter for the initial information regarding coordination of allergy immunotherapy care Share This Page Feedback Media Center Giving to Wheaton Back to Top About Wheaton Value of a Wheaton Education

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Services/Referring-Healthcare-Provider (2016-02-17)
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  • Students | Wheaton
    students and contains some very important information requirements and deadlines We have attempted to put these requirements in a checklist format to assist you in completing them in a timely fashion before the deadlines If you should have further questions after reading this letter or about the requirements do not hesitate to call or write SHS at 630 752 5072 or Health Services wheaton edu The SHS website and the my Wheaton New Student tab contain the entrance requirements and forms SHS may send out other notifications about these requirements and deadlines These notifications may come to the address that you the student presented to Admissions when you first applied or via your Wheaton e mail account SHS does not send information to personal email accounts Please read these notifications carefully so that you can avoid unnecessary late fees and registration holds I also want to acknowledge that this may be your first time organizing and advocating for your own healthcare Please call us if we can assist you SHS has also created a Parent Resource Letter and webpage as this may be the first time that they will encounter federal and state privacy regulations Upon arrival to campus feel free to come meet our staff and tour the facility We are here to make your experience at Wheaton College a healthy one Sincerely Britt Black Director Student Health Services 501 College Avenue Wheaton IL 60187 630 752 5072 phone 630 752 5575 fax Health Services wheaton edu Summer Students Student Health Services Please read the information on this page as it contains important deadlines and the list of medical requirements for attending classes or taking credits through Wheaton College this summer More Undergrad Student Student Health Services This letter contains important information and a list of steps to follow

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Services/Students (2016-02-17)
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  • Services | Wheaton
    spouses while the College is in session Please note that only limited services are available during summer and holiday breaks Menu Referring Healthcare Provider Students Services and FAQ s FAQs Contact Information and Hours New Student Parent Letter Billing Shuttle Service Staff Resources for Alumni Faculty and Staff International Travel Clinic Forms and Policies Health Wellness Information Student Health Services Wyngarden Health Center 515 Irving Street Wheaton IL 60187 Phone 630 752 5072 Fax 630 752 5575 health services wheaton edu Allergy desensitizing injections Appointments Physicians or Nurse Practitioner Nurse visits no charge Health education and wellness promotion Immunizations In house rapid laboratory testing Confidential and FREE STD STI and HIV testing for non visa or job related Outsourced extensive laboratory tests Loan items crutches wheelchairs heating pads etc free In house pharmacy only for in house visits Patient Extended Care Unit weekdays meals nursing care and visits by physicians Physical examinations including pre op physicals physical for visa applications employment etc Referrals to specialists available Resource materials on health related topics free Self Care Center free Simple Surgical Procedures Wart treatment and other small in office procedures Women s health issues nutrition anemia gynecological exams bone health etc Massage therapy Read the General Information and Authorization Form PDF which summarizes important information that you should know about our services and the information we maintain Shuttle Service free The Student Health Services provides a free shuttle service for students without cars that need to get to an off campus medical appointment The shuttle is also for disability on or off campus International Travel Clinic The International Travel Clinic ITC is available for students going on college sponsored trips Staffed by nurses trained in travel health the Student Health Services utilizes the Travax Travel Medicine Program to inform and update students

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Services/Services-and-FAQs (2016-02-17)
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  • Resources for Alumni, Faculty, and Staff | Wheaton
    the Arts Conference Services Center for Urban Engagement HoneyRock Humanitarian Disaster Institute Institute for the Study of American Evangelicals Marion E Wade Center Opus The Art of Work WETN The Wheaton Center for Early Christian Studies Wheaton Center for Faith Politics and Economics Wheaton College Trust Company N A Home Student Life Student Care Student Health Services Resources for Alumni Faculty and Staff Resources for Alumni Faculty and Staff Menu Referring Healthcare Provider Students Services and FAQ s Resources for Alumni Faculty and Staff International Travel Clinic Forms and Policies Health Wellness Information Alumni Even after graduation there may be times when we can be of service to you The following link is for the most common way in which we have helped Wheaton College graduates Request for Medical Records PDF Requests for medical records take a minimum of 3 business days to process Please be aware medical records are only retained for 10 years Faculty and Staff Employees faculty and staff traveling with a Wheaton College sponsored or personal international trip are welcome to utilize the services of Student Health Services SHS International Travel Clinic ITC Spouses of current faculty and staff are also welcome to use these services however ITC is not able to service other family members at this time View the requirements listed in the ITC for Faculty and Staff Share This Page Feedback Media Center Giving to Wheaton Back to Top About Wheaton Value of a Wheaton Education Wheaton People Mission Statement of Faith and Educational Purpose Community Covenant College Profile Christ Centered Diversity Leadership Technology at Wheaton History Wheaton Worldwide Campus Map and Information Admissions Aid Undergraduate Admissions Graduate Admissions International Students Visit Wheaton Financial Aid Academics The Liberal Arts Departments and Programs Graduate School Global and Experiential Learning Faculty Library and Archives Centers

    Original URL path: http://www.wheaton.edu/Student-Life/Student-Care/Student-Health-Services/Alumni-Faculty-Staff (2016-02-17)
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